Airbnb Profit / Loss Calculator

Project short-term rental income, costs, and profit against a long-term let.

Details

$

Across the whole year, not peak season

%
$

Per stay, paid by the guest

nights

Monthly profit

$2,815

Room revenue$47,912
Cleaning fees collected$8,366
Less platform fees− $1,688
Less operating costs− $20,805
Annual profit$33,784

Cash-on-cash

RevPAR

$160

Stays a year

76

Break-even occupancy

18.3%

Nights booked

228

Long-term profit / yr

-$9,000

Short-term ahead by

$42,784

This projects income and costs for a short-term rental from your nightly rate and occupancy, down to the annual profit.

It counts the costs that only apply to short-term letting, such as platform fees, cleaning, utilities and management.

Short-term rental income

A short-term rental can gross far more than a long-term let of the same property, and it also costs far more to run. The gross comparison is misleading and the net one is usually much closer.

Income is nightly rate times occupied nights, so both numbers matter equally. Occupancy is the one people overestimate, because a rate that fills a calendar in July says nothing about February.

The costs are what separate it from a normal rental: platform fees, cleaning between every stay, all utilities and internet, furnishing and restocking, higher insurance, and either your own time or 20% to 25% for a management company.

The same property, two strategies
$47,450short-term gross
→ $861net profit
vs
$30,000long-term gross
→ −$3,276net

Short-term grosses 58% more and nets about $4,100 more. Real, but nowhere near what the gross figures imply, and it comes with cleaning, guest communication and regulatory risk.

What to enter

Nightly rate
Your average across the year, not your peak-season rate. Seasonal markets swing enormously.
Occupancy rate
The share of nights booked. 65% is a reasonable planning figure in an established market; new listings usually start lower.
Cleaning fee and cost
What you charge guests and what you actually pay. If the cost exceeds the fee, every booking quietly loses money.
Platform fee
Airbnb's host service fee is commonly around 3% of the booking subtotal on the split-fee structure.
Management
20-25% of revenue for a full-service company. Self-managing saves it but is a genuine part-time job.

What this assumes

Occupancy is treated as an annual average. Seasonal markets can be near-full for three months and near-empty for six.

Local rules are not modelled. Many cities restrict or ban short-term rentals, and rules change with little warning.

How to calculate profit on a short-term rental

Project the revenue from rate and occupancy, then subtract every category of cost including the ones a long-term rental does not have.

annual revenue = nightly rate × 365 × occupancy rate
occupancy rate
As a decimal, so 65% is 0.65
365 × occupancy
The number of nights actually booked
  1. Project the revenue. Rate times 365 times occupancy. At $200 and 65% that is 237 nights and $47,450.

  2. Take off the platform and management fees. Around 3% to the platform, and 20-25% to a manager if you use one. Together they can be a quarter of revenue.

  3. Add the short-term-only costs. Utilities, internet, supplies, restocking and insurance. A long-term tenant pays most of these; a guest does not.

  4. Compare against the long-term rent. Work out what the same property would net as a normal rental. That is the only comparison that tells you whether the extra work is worth it.

See a worked example: $47,450 of revenue that becomes $861 of profit
Rate
$200 a night at 65% occupancy
Property
$400,000 with a $2,023 monthly mortgage
Management
20% of revenue

Revenue: $200 × 365 × 0.65 = $47,450 across 237 nights.

Platform fee at 3%: $1,424. Management at 20%: $9,490.

Mortgage $24,276, taxes and insurance $6,000, utilities and internet $3,600, supplies $1,800.

Total costs $46,590, leaving $861 of profit.

The same property let long-term at $2,500 a month grosses $30,000 and nets about −$3,276. Short-term wins by roughly $4,100 a year, for a great deal more work.

$861 profit, against −$3,276 long-term

Frequently asked questions

Problems people actually run into

Judging the strategy on gross revenue

$47,450 against $30,000 makes short-term letting look decisively better, and that comparison is the one most people run.

Net, the same property makes $861 rather than losing $3,276, a gap of about $4,100. Worth having, but a long way from what the gross suggests, and it comes with an ongoing workload.

Assuming peak-season rates all year

A beach property at $400 a night in August is not a $400 property. Averaged across the year it may be closer to $180.

Use an annual average rate and an annual occupancy figure. Modelling twelve months of your best month is how short-term rental projections end up twice as high as the reality.

Results are estimates for general information only and are not professional financial, medical, or legal advice. Read our full disclaimer.

Last updated: September 4, 2026